The Christmas season is upon us, and with it one of the most
difficult times to stick on a budget. Its so easy to go overboard on
gifts for those you love. Theres always some cute, cheap item that is
just perfect, but when you find things like that over and over, they
really add up.
Its no fun being on a tight budget at this time of year. You wish you
could give your kids the gifts they want the most, and give other
family members just the right gift too.
There are several ways to give well thought out gifts at this time of
year without overdoing it on credit cards or adding to your financial
worries. All it takes is a little planning and creativity. Here are a
few ideas.
Draw names.
You'll still have to do the shopping for your kids, of course, but
getting together with your siblings or other family members and drawing
names can save a lot of money, as well as shopping time. This also
allows a single, nicer gift to be given, as you can agree beforehand
what should be spent on each person, and have it be a gift from all of
you.
Give your time.
Make up coupons with favors you will do for the other person. This could
be mowing the lawn for your parents or giving your husband a backrub.
It could be babysitting a friends kids.
Share your talents.
If theres something you do well that others have been expressing an
interest in learning, give them a card saying you will teach them. This
could be music lessons or it could be website design or organizing their
home.
Note cards and stamped envelopes.
These are perfect for the person who loves to write. Find an attractive
set and get some stamps, and youre ready to go. You could even take this
a step further and create your own design on plain cards.
Family calendar.
This one takes a fair bit of time, and you'll need other family members
to send you pictures, but makes a great gift. If they give you prints,
you can make a collage, but if the photos are digital you can manipulate
them for a wonderfully fun family calendar. Take the results to your
local print shop and have them make them into calendars.
Make picture frames.
Get a cheap picture frame and decorate it with things that the recipient enjoys.
Bake!
Homemade treats are often welcome. If you have a great pie, cake or
cookie recipe, you can be sure people will thank you even if they
grumble something about calories.
Make Christmas ornaments.
There are all kinds of ideas for beautiful Christmas ornaments. You can
buy the cheap clear glass balls and fill them or paint them. Another
idea is to take a clear jar or vase, and put in some Christmas lights,
then add potpourri. It looks beautiful when plugged in and smells great.
Make gift baskets or jars.
This doesnt have to mean cheesy, handmade stuff that you really dont do
normally. You can make gift baskets with special items inside, such as
bath salts and other items good for relaxation. You can print a card
with a special recipe and include the ingredients in a jar.
The possibilities here are just about endless, both in terms of
affordability and creativity. Think about the recipients hobbies and put
something together that relates; garden gloves with a plant or seeds
for a gardener, gourmet coffee with a cup for the coffee lover, and so
forth.
You dont have to go overboard with gifts to have a wonderful
Christmas. A little planning goes a long way toward easing the financial
strain that so many feel at this time of year. Getting creative with
Christmas presents doesnt only save money it makes the gifts more
meaningful!







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